We make sure clients know the value of their business and take pride in being our customers greatest ally.

It's more than just business with Carefree Merchant Services. We build relationships. 

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We are an A+ BBB Accredited Business.

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We currently boast nearly 50 positive reviews on our BBB site. Check them out or leave one yourself!

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Would You Do It Again?

Watch as we ask some of our customers if they were to do it all over again, would they still choose to work with Carefree Merchant Processing?
Would You Do It Again?
Leonard is a top notch professional. Any time I call about issue the staff can help me solve issue quickly. Very impressed with level of customer service.
— Alex. BBB Review
CPAY is the absolute best and most convenient way to charge credit card purchases. I recommend CPAY to everyone after struggling with QuickBooks multiple charging fees and headaches. Everyones hands are in the cookie jar at other banks offering credit card charging services, so much to the effect, I felt penalized and drained using theirs. I'll never use another again as they take care of us with zero hassles, minimal fees, and all the assistance you could ask for. If you're using a Banks credit card charging system, you should give em a try, it's a breath of fresh air compared to all others!!
Client— BBB Review
Leonard is awesome to work with! He takes care of his customers from start to finish! I highly recommend doing business with him. I've never not been able to reach him with questions and concerns. He's awesome!
— Kayla B. BBB Review
Absolutely the best customer service on the planet. Leonard is always a phone call or text away and always does his best to help.
— Sharon S.
Carefree Merchant Services Customer
We have been with Beneficial Dynamics for going on one year in August. We couldn’t be happier. The service that Leonard provides is unparalleled in this industry. No matter how busy he is, he will take your phone call or come to your office within the same day. Anyone looking for good customer service and lowest cost should consider switching to this company as I highly recommend them.
— Doreen B.
Carefree Merchant Services Customer
Beneficial Dynamics processes the Reidsville Chamber of Commerce’s credit cards. Leonard has been amazing. He provides great customer service and expects nothing than the best for his customers. He always provides a quick and detailed answer, takes care of any issues and shows up in person to resolve any questions or concerns. We had an event where we would be using a swiper for our mobile devices for the first time and he came over an hour early, set us up and helped us through the night with our machines. What an amazing way to do business and show your customers that you care!
— Diane S.
Carefree Merchant Services Customer
Carefree Merchant Services has benefited my small business greatly. They have gone above and beyond the typical measures of a credit card processor agent and has provided ample service for myself even though he is not my original signing agent. I would highly recommend him to any of my fellow business owners who are in need of a excellent agent.
— Pam B. BBB Review